Special Investigations Unit
Our special Investigations Unit's core function is to help Fight Insurance Fraud
What is insurance fraud and how does it affect me?
Insurance fraud is the act of falsifying or exaggerating the facts of an accident to an insurance company to obtain payment that would not otherwise be made. Common types of insurance fraud are staged accidents, exaggerated injuries, and inflated medical bills.
What is IARS's Special Investigations Unit?
IARS employs specialists whose sole mission is to detect, deter, and defeat insurance fraud. This Special Investigations Unit is composed mainly of individuals who have extensive law enforcement experience as well as insurance knowledge.
What IARS's Special Investigations Unit do?
IARS's Special Investigations Unit fights fraud in a variety of ways, including:
1. Investigating potential fraudulent activity — IARS's Special Investigations Unit examines suspicious claims closely for evidence of fraud.
2. Cooperating with local and national government law enforcement to pursue perpetrators of insurance fraud — IARS's Special Investigations Unit, working closely with the Insurance Regulatory Authority (IRA), frequently cooperates with the law enforcement community to help put fraud perpetrators out of business.
Training claims associates to identify fraud — IARS's Special Investigations Unit educates IARS's adjusters and examiners to look for "red flags", or indicators that fraud might be occurring. To effectively fight fraud, all of IARS's claims associates need to be knowledgeable about the latest insurance fraud schemes.
How can I protect myself?
1. If you have an accident, be sure to call the police to the scene. Beware of anyone who is anxious to leave quickly before police arrive.
2. Record names, addresses, license plate numbers, witness information, and any other facts you think might be important.
3. Keep a disposable camera in your vehicle to take photos of the vehicles involved and the accident scene.
4. Count and record the number of occupants in each involved vehicle.
5. If you suspect fraud, notify police or IARS (+254 720 000 000).